Hmmm, well i guess if you continue to pay off her credit card, then she will never come out of her bad habit.
She will think that there would always be someone here to help her and get her out of troubles!
What does she do with all the money???
Did you ever asked her that???
I guess no!!!

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"A man on a date wonders if he'll get lucky. The woman already knows."
Monica Piper

Hmmm, well i guess if you continue to pay off her credit card, then she will never come out of her bad habit.
She will think that there would always be someone here to help her and get her out of troubles!
What does she do with all the money???
Did you ever asked her that???
I guess no!!!

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* Is there a God? * Is this all there is?

Yes i think that question mark will not change her habit if you continue to pay her credit card like this.You will have to stop paying her credit card if you want her to become more responsible and mature in controlling her expenses.

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All truth goes through three stages. First, it is ridiculed. Then, it is violently opposed. Finally, it is accepted as self-evident

Stop right now paying for her credits. She's made a habit out of it! Do you realise that she isn't undertanding that this is embarassing both you and her mother?? She has to learn in a hard way even if she is 20 for their is no age where being stupid is acceptable!!

I think that you should not pay the credit card anymore.If she want to have money she will have to work for it.It may be the hard way but it is the only one to make that young lady become more responsible.I will never understand why parents give their children credit card if they cannot manage money properly.

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Psoriasis Care and Treatment

I agree with Miamia that you should not pay for her expenses.It is about time that she understand how to manage money properly and how to control her spending.You will not always be there in life to help her.You should tell her to go and find a job so that she could earn money and pay for expenses.i am sure that she will stop overspending once she begin working.

Take back the card, it is the easiest way to solve the problem for the time being, in the other hand, she's nearly 21 lol she will have her own very soon ... so you should better talk to her

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Like the others mentionned, it's time to stop encouraging her with her bad habits. It's good to get conscious that it's become too much and to get mad at it, but if you keep giving her money everytime anyway, she just won't care about your anger or whatever.

Stop paying you are encouraging the habit. Take the cards and cut them up. Then nicely tell her that she has to live within her means. That if she doesn't have $40 to buy a shirt then she can't have the shirt. That she has to pay her rent, ultilities, and buy nessasities before she can have whatever. My stbx is the exact same way. You have to take the power way from them.

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Momma to Jesslyn and Jazzlyn