My friend worked abroad for 3 years. He came home a happy man because he thought they had enough savings for their future already. But when he came home, everything was not in place. Their house had so many leaks and he found out their bank account is even below the maintaining balance required by the bank. He was really dismayed. He sent almost all his earnings so his wife can keep it for their future but it seems she spent everything on something he cannot even see what.